Bank

PNB Festive Offer: Personal Loan will be available at 8.95% Rate

Aastha Bhatia

The country's second-largest bank Punjab National Bank (PNB) has started the offer in the festive season. The bank has waived all charges on all types of retail products.

The service charge was also waived

The bank said in a statement that it has waived processing fees on products such as home loan, vehicle loan, my property loan, personal loan, pension loan, and gold loan. Similarly, service charges and documentation charges have also been abolished on all these products. The bank has said that this personal loan will be available at 8.95%.

Lowest interest personal loan

The bank said that its personal loan interest rate is among the lowest interest rates in the industry. The bank has also made top-up on home loans attractive. It will attract less interest. All these offers will be valid till December 2021. Till then customers can take advantage of it. The bank has said that the customers spend very well during the festive season. It is expected that these offers will boost the credit portfolio of the bank.

Image Credit: Abp News

Named the Festival Bonanza Offer

Punjab National Bank has named it as Festival Bonanza Offer. Under this offer, customers will get cheap loans and other products. The bank has said that its home loan is starting from 6.80%. A car loan will attract an interest of 7.15%. For this, customers can either use the online services of the bank or can visit the branch of the bank to inquire.

Product prices have started coming down

However, on the other hand, due to Corona, the prices of smartphones, televisions, cars, and laptops have started coming down. Consumer goods companies believe that this Diwali, the products used by the customers will become very cheap. Companies have already started reducing prices. Even Companies have already started preparing for it in view of the increasing demand.

Companies focus on high demand products

According to the information, companies are providing more demanding products from now on. These companies are entering into agreements with banks. Best offers will be given in this. In the festive season, customers get products at a low cost. Waiver of processing fees and charges of other banks also benefits. The festive season starts in September. It will start with Ganeshotsav on 10th September.

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