Bank

Banking Facility at Door Steps: Know How You get Banking Services Seating at Home

Nidhi Hakla

In Corona's time, even though banks are working for essentials, Corona already has the services of state-run banks that you get at home. If you are not accustomed to digital service even then there are others, it is a good service for you in both cases. We are telling you how you will get this service at home.

All major public banks have started the facility

In fact, all the big public sector banks have started an initiative to serve customers under the name PSB Alliance. It serves customers at their homes. It consists of both financial and non-financial services. If you are a customer of a government bank then you can avail of this service.

Banks have appointed AdiTi Technologies and Integra MicroSystems for this. Both these companies provide services to households through Universal TouchPoint. This service is available at 100 major centers in the states. For this, you can get more information from Psbdsb.in.

You can get the facility from app or website

Image Credit: The Economic Times

If you want, you can also avail cash withdrawal facility by visiting the DSB app or its website or calling the toll-free number. However, the customer's bank account number must be linked to Aadhaar. For this, micro ATM services are provided through an agent. You can withdraw a maximum of 10 thousand rupees and a minimum of 1 thousand rupees.

Checkbook request and check can also be deposited

Similarly, you also get facilities like requesting a new checkbook, depositing the check, requesting a statement of account, picking up a 15G or 15H form. Through this, you can also submit a life certificate in a digital way. You use the Jeevan Pramaan app, the DSB agent will come to your house and collect the life certificate from you online.

However, for all these services you will have to pay a small charge. This charge is decided based on how far your bank branch is from your home. Charges of up to 25 rupees are charged for a distance of 5 kilometers.

Customer can use different banks

If you want, you can also use many services of different banks at the same time. Even if you are a customer of different banks, you can avail all services from a single phone number. Or you can go to the app of the bank and apply for these services from there. Whenever the agent deposits your check with your bank, the DSB system will give you a code of your services. You can know the status of your service from it.

If you apply for service before 3 pm, you will get the service on the same day. After that you apply for the service, then you will get it the next day. Every government bank has different banking correspondents for this. It includes a lot of banks. Nearly 12 state-owned banks have formed this jointly.

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