The process of insurance transactions is often dependent on third-party service providers. For this reason, the possibility of getting caught in the clutches of any fraudster and their network increases. There is a lack of awareness in the field of motor insurance, so they fall prey to such traitors. Now according to the new rules, while two-wheeler owners also have to buy a third-party policy for five years, private car owners have been required to buy the policy for three years. In such a situation, the premium for auto insurance has increased considerably. This new situation has given the fraudsters a golden opportunity to cheat the insurance holders and they lure them into their trap by offering at least a lure of premiums and tell the customers that this is the right policy. Whereas in reality, it does not happen.
Every customer undergoing insurance should contact the insurance company directly while purchasing the policy and get information about the policy and its offers. To do this, the insurance customer can also email the company, or by contacting its customer care number or confirming the policy and its terms from its website.
Insurance customers should demand a real receipt of all paid premiums. Not only this, but they should also keep a receipt for every premium paid. If there is a problem in the policy, the receipt of this premium payment is very useful.
Nowadays, all insurance policies are equipped with a QR Code. This QR code is used to prove the authenticity of an insurance policy. To use it, the application that can read QR is downloaded to a smartphone and the image of that code is scanned.
While purchasing any policy, the customer should take some time and read it carefully. Before purchasing the policy, read the policy terms, conditions and all the issues covered in it.
The best way to avoid the clutches of fraudsters is to buy insurance policies directly from companies or from agents certified by them. Nowadays, almost every company sells the policy online. Therefore, you can buy the policy online also.
Insurance customers should always pay a premium by check, credit card or online. This is so that his money is directly deposited in the insurance company's account. It has been seen many times that money given in the form of cash does not reach the insurance company.
