Now people's interest in the Pradhan Mantri Shram Yogi Maandhan (PMSYM) scheme started by the central government for the workers of the unorganized sector is decreasing. During the first 4 months of the financial year 2021-22 i.e. April to July, only 15,283 people are connected to it i.e. only 3,821 people every month. According to the data released by the Ministry of Labor and Employment, only 1,223 new registrations have been done in the first 24 days of August.
In the year 2019-20, there were 4,361 registrations daily in this scheme, which came down to 356 in 2020-21. Now if we talk about the year 2021-22, then till August 24, a total of 16,506 people are involved in it. That is, every day only 113 people are connected to PMSYM. According to the data released on the ministry's website, PMSYM saw an average of 10,843 registrations every month in the financial year 2020-21 and 115,000 in 2019-20.
From when this scheme was launched on 15 February 2019 till 24 August, only 45.1 lakh people have joined it. While the government had a target of adding 10 crore people to this scheme in 5 years, but till now even 5% of that has not been achieved.
Experts say that you have to invest 10 years in this scheme. After this, when you turn 60, you get a pension of 3 thousand rupees every month. Suppose you register at the age of 40, then you will start getting a pension after 20 years i.e. in 2041. In view of rising inflation, Rs 3 thousand will be very less in 2041. In such a situation, people are investing according to their own to get returns according to inflation.
Under this scheme, workers in the unorganized sector get a pension of Rs 3000 after the age of 60. Under the scheme, the amount of contribution made by the beneficiary every month, the same amount is added by the government. That is, if your contribution is 100 rupees, then the government will also add 100 rupees to it.
This scheme is for the labourers working in the unorganized sector. These include house workers, street vendors, drivers, plumbers, tailors, mid-day meal workers, rickshaw pullers, construction workers, rag pickers, bidi makers, handlooms, agricultural workers, cobblers, washermen and Leather workers are included.
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