EPF Claim Gets Rejected Due To These 8 Reasons, Reasons Range From Incomplete Documents To Aadhaar-UAN Linkage

Some benefits to Employees Provident Fund Organization (EPFO) subscribers. Under certain circumstances, the Provident Fund allows partial withdrawal or advance from the corpus. EPFO is the nodal agency that monitors Employees' Provident Fund (EPF) contributions.

On partial withdrawal, it takes up to 10 days for the money to be credited to the subscribers' bank accounts. Many times the claims of subscribers are also rejected. EPFO has recently shared the reasons for rejection of claims through a video on its YouTube channel.

Common reasons for EPF claim rejection

Information Difference: If any difference is found between the details of the submitted claim and EPFO records, then it is an important reason for claim rejection. It is important to align personal information such as name, date of joining and leaving an organization, bank account details, KYC records and date of birth.

Incomplete Documentation: Some self-declaration forms have mandatory requirements for claims. It is important to review these forms before submitting to avoid rejection.

Name mismatch: In case of difference between EPF records and Aadhaar details, a joint declaration has to be submitted along with the claim for its correction.

Bank Account Details Update: Failure to update bank account numbers and IFSC codes on the EPFO portal may result in claim rejection. It is important to verify and insure the accuracy of bank details for successful settlement.

Member Information Accuracy: Verifying and correcting any discrepancies in member details compared to EPF records is essential to prevent claim rejection.

Signature Clarity and Document Quality: During online claim, it is necessary for the member's signature and legible check copies to be clear. The claim may be rejected if the signature and check copies are unclear.

Incomplete KYC Requirements: Incomplete and unverified KYC details can also lead to claim rejection. It is important to complete and verify KYC details.

Aadhaar & UAN Linkage: It is necessary to verify and link Aadhaar with Universal Account Number (UAN). If UAN and Aadhaar are not linked, the claim may be rejected.